Stop guessing how your business is doing.
Upload the financial file you already have. No formatting. No template. No cleanup.
ABI turns it into a clear view of your revenue, expenses, profit, margin, cash flow and financial health — and tells you what changed since last month.
$19/month while ABI is in beta · Cancel anytime · No accounting knowledge required
Your Business Health
August 2026 compared with Jul 2026
Financial Health
76 / 100
Healthy
- Positive profit
- Workable margin at 20.1%
- More money came in than went out
- Revenue fell 2.2% vs the previous month
Revenue
$25,779
2.2%-$572
Previous: $26,351
Expenses
$20,591
11.7%+$2,150
Previous: $18,442
Profit
$5,188
34.4%-$2,721
Previous: $7,909
Profit margin
20.1%
-9.9 pts
Previous: 30.0%
Cash flow
$3,463
44.8%-$2,811
Previous: $6,274
Transactions
38
No change
Previous: 38
The Financial Health Score is an indicator generated by this product from the transactions you uploaded. It is not an accounting standard, a credit rating, or financial advice.
Things to watch
Expenses are growing faster than revenue
Expenses increased 11.7% while revenue decreased 2.2% compared with the previous month.
You already have the numbers. You just don't have the clarity.
The exports are sitting in your downloads folder. Reading them takes an afternoon you don't have, and the answer goes stale a month later.
Don’t clean your spreadsheet
There is no template to download and no format to match. Upload the CSV or Excel file you already export from your bank, your store, or your accounting tool — ABI works out what the columns mean.
All of these are read without you touching them:
- Date | Description | Amount
- Fecha | Concepto | Monto
- Transaction Date | Merchant | Debit | Credit
- Date | Vendor | Category | Amount | Type
And don’t learn another piece of software
ABI is not a bookkeeping system. There is no chart of accounts to set up, no bank feed to reconcile, no month to close. You upload a file and read the answer.
It does one job: telling you how the business is doing, every month, in language you already understand.
Four steps, about ten minutes
The work you do is uploading a file. Everything after that is ours.
- 1
Upload your transactions
Drop in a CSV, XLS or XLSX file exported from your bank, store, or accounting tool. However it is laid out.
- 2
We organize the data
We work out which columns hold your dates, descriptions and amounts, then sort your transactions into categories automatically.
- 3
See your financial picture
Revenue, expenses, profit, margin and cash flow — with last month beside this month so you can see what moved.
- 4
Get actionable insights
A plain-English read on what changed, what is worth looking into, and what to watch next month.
A clear picture, not another dashboard to maintain
Enough to understand your business in seconds, and nothing you have to configure.
No template to fill in
Upload your existing CSV or Excel export. We read the columns you already have, in English or Spanish, however your bank named them.
Automatic categorization
Transactions are sorted into categories on their own. When you correct one, we remember it — that merchant is right from then on.
Numbers you can trust
Every figure is calculated from your transactions by the same deterministic engine. AI writes the commentary; it never touches the arithmetic.
Month-over-month, always
Every metric sits next to last month's. When there is no comparable month, we say so rather than showing a misleading change.
Financial Health Score
A single 0–100 read on how the business is doing, with the factors behind it spelled out in plain language.
Works on any device
Built for the desktop, but the whole dashboard reads properly on a phone when you need it away from the office.
Built for small business owners who…
ABI is in early access and does not have customer stories to show you yet. What it has is a clear idea of who it is for.
You have the data but not the picture
Exports from your bank, your point of sale, your payment processor. All of it real, none of it adding up to an answer.
You live in spreadsheets
And you would rather not build another one, or maintain the formulas in the one you already have.
Accounting software is more than you need
You are not trying to close a month or file a return. You want to know whether the business made money.
You want to know if you're actually profitable
Not just what landed in the bank account — what you kept after everything you spent.
You check in monthly, not daily
A dashboard you have to tend every day is a dashboard you stop opening. This is a monthly read.
You'd rather not learn another tool
There is nothing to configure. Upload a file, read the result, come back next month.
What happens to the file you upload
ABI is a beta product from a small team. Here is exactly how it handles your numbers — no more and no less than what it actually does.
Your file is never stored
The spreadsheet you upload is read in the request and discarded. ABI keeps the transactions it found, not the document you sent.
Only you can read your data
Every table is protected by database row-level security, so your business's rows are only ever returned to your own account.
Your transactions are never sent to the AI
The written analysis is generated from monthly totals and category sums only. Individual transactions, descriptions and merchants never leave ABI.
The AI never calculates a number
Revenue, expenses, profit, margin, cash flow and the health score are computed by ABI's own engine. The model receives finished figures and writes the interpretation.
ABI never sees your card
Payment is handled by PayPal's own checkout. Your card details go to PayPal, not to us.
Cancel whenever you want
Cancel from the link in your PayPal receipt, or ask us and we will do it. There is no notice period and no cancellation fee.
ABI holds no security certification and makes no claim to one. It is not accounting software and does not replace an accountant, bookkeeper, or CPA. The Financial Health Score is an indicator ABI generates from your transactions — not an accounting standard, a credit rating, or financial advice.
Files up to 10 MB and 50,000 rows, in CSV, XLS or XLSX.
One plan while we are in early access
We are still learning what small-business owners need most. The price reflects that.
Early Access
Beta$19/month
ABI is in beta — your feedback helps shape what we build next.
- Unlimited transaction uploads
- Automatic column detection
- Automatic categorization
- Revenue, expenses, profit, margin and cash flow
- Financial Health Score
- AI-written monthly interpretation
- 1. Create your account with an email address.
- 2. Confirm the $19/month subscription through PayPal.
- 3. Upload a file and see your first month.
Cancel anytime from your PayPal receipt — no notice period, no cancellation fee. Your card details go to PayPal and never reach ABI.
ABI is not accounting software and does not replace an accountant, bookkeeper, or CPA.
Before you sign up
- Do I need to format my spreadsheet a certain way?
- No. There is no template and no required layout. Upload the file you already export from your bank, store, or accounting tool. We detect which columns hold the date, description and amount, and we ask you only when the file is genuinely ambiguous — for example when every amount is positive and nothing indicates which are income.
- What file types can I upload?
- CSV, XLS and XLSX, up to 10 MB. If a file cannot be read, we tell you exactly what we could not find rather than showing a generic error.
- Do I have to categorize every transaction?
- No. Transactions are categorized automatically. You only review the ones we were unsure about, and when you correct one, that merchant is categorized your way from then on.
- Does the AI calculate my numbers?
- No, and this is deliberate. Revenue, expenses, profit, margin, cash flow and the health score are all calculated by our own engine from your transactions. The AI receives those finished figures and writes the interpretation. It is never the source of a number.
- Is this accounting software?
- No. ABI does not do your books, file your taxes, or replace an accountant, bookkeeper or CPA. It gives you a clear monthly read on how the business is doing, using data you already have.
- What is the Financial Health Score?
- A 0–100 indicator we generate from your profitability, margin, cash flow, revenue and expense trends, and month-to-month consistency. It is our own measure, not an accounting standard or a credit rating, and we show you every factor behind it.
- Can I use a currency other than US dollars?
- Yes. US dollars is the default, and you can set a different currency when you create your business.
- What happens to my data?
- Your transactions are stored against your account and are only readable by you. We send aggregated monthly totals to the AI service to generate commentary — never your individual transactions.
Stop guessing how your business is doing.
Upload the file you already have and see where you stand in about ten minutes.
$19/month · Cancel anytime · Your card is handled by PayPal